Is Your Family Protected If Something Happened Tomorrow?
Most Canadians are underinsured and don't know it. Marie Phillips serves Hamilton, Burlington, Ancaster, and families across Ontario — review your coverage for free and make sure the people you love are truly protected.
Marie Phillips
Licensed Insurance Advisor
Next Steps Planning Inc
FSRA Licensed
Financial Services Regulatory Authority of Ontario
30+ Years Combined
Investment & Insurance Advisory Experience
Independent Broker
Paid by the carrier — never by you. 0% hidden fees.
Serving Hamilton & Area
Burlington · Ancaster · Dundas · Halton Region · Ontario
Know Your Protection Score
5 questions. 60 seconds. Find out exactly where your coverage gaps are.
Protection Score™
Find your coverage gaps in 60 seconds
Are You Actually Protected?
Answer 5 quick questions and get your personalized Protection Score out of 100 — plus a colour-coded breakdown of exactly where your coverage gaps are.
Do You Think You're Financially Literate?
5 rounds · 25 questions · 1 point per "Yes". Find out your score and tier in under 3 minutes.
Marie Phillips' Featured Book Series
Marie is a featured co-author in Canada's Financial Success series — read her executive summaries and request a free copy.
Explore the SeriesFinancial Success
for Women by Women
Financial Success
for Pre-Retirees
Financial Success
for Retirees
Insurance Solutions for Every Need
Click on any category below to explore detailed coverage options with helpful pop-up guides to find exactly what you need.
Access to Canada's Top Insurance Carriers
Canada's Top Insurance Providers
We work with Canada's most trusted insurers so you get the best coverage at the best price — matched to your unique needs.
How It Works
From first contact to active coverage — here's exactly what happens when you work with Marie.
Tell Us Your Needs
Fill out a quick form or call Marie directly. We learn about your family, business, health situation, and goals — no jargon, no pressure.
We Shop 15+ Carriers
Marie compares policies from Canada's top insurers — Manulife, Sun Life, Canada Life, Empire Life, iA, and more — to find your best fit.
You Pick the Plan
We present your options in plain language with a clear recommendation. You decide — we never pressure. Questions? Marie explains everything.
We Handle the Paperwork
Marie manages the application, underwriting, and policy delivery. Your coverage is active and confirmed before we close the file.
Looking for full holistic financial planning?
Which Stage of Life Are You In?
Select your situation and we'll guide you to the coverage that matters most right now.
Trusted Coverage
Partnered with Canada's top insurance providers
Quick Quotes
Get a personalized quote in minutes
Personal Service
One-on-one guidance from Next Steps Planning Inc
Insurance News & Guides
Members get exclusive access to curated insurance news, rate updates, and coverage guides — organized by category.
You Missed These Last Week
Members get weekly updates on rate changes, coverage guides, and exclusive calculator results. Here's a peek at what you missed.
Term Life Rates Dropped 8% — Is It Time to Review Your Policy?
This week we broke down which major Canadian carriers quietly reduced their 20-year term premiums, which age brackets benefit most, and the exact steps members should take to request a re-rate review without losing their current coverage.
How Much Life Insurance Does a Family of 4 Actually Need in 2026?
Our updated Life Insurance Calculator now factors in 2026 inflation and post-secondary tuition projections. We walked members through a real-world scenario showing the actual coverage gap most families don't realize they have — and how to close it affordably.
Snowbird Alert: Ontario OHIP Coverage Abroad — What Changed in 2026
A regulatory update now affects out-of-country emergency coverage for Ontarians spending more than 212 days abroad. We explained exactly what OHIP no longer covers, which travel insurance products fill the gap, and the one clause most snowbirds overlook.
Don't Miss Next Week's Updates
Free members get access to all weekly highlights, our full suite of insurance calculators, and personalized coverage guides.
Meet Your Insurance Agent
Next Steps Planning Inc
Your Insurance Partner
Sound Advice™ — Insuring Your Financial Journey
Your dedicated insurance advisors helping you find the perfect coverage for every stage of life.
Find Out Your Financial Coverage Score in 90 Seconds
Take our free Financial Literacy Quiz and get personalized insurance recommendations based on your results.
Ready to Find Your Perfect Coverage?
Now that's Sound Advice™
Let NSP Inc help you navigate your insurance options and find the protection that fits your lifestyle and budget.